Investment Accounts:

Automated Investment Account (Nonprofits)

A fully automated investment service for nonprofit / government agencies that invests excess collected balances into an overnight interest-bearing account.

Automated Investment Sweep Account (Repurchase Agreements)

A fully automated investment service that invests excess collected balances into overnight repurchase agreements representing a securities participation in fixed-income investment products. Customers receive daily confirmation notices that provide an accurate, detailed summary of their daily investments, interest rate earned and current market value and CUSIP# of the securities in which they have invested.

Premium Investment Sweep Account

A fully automated investment service that invests excess collected balances into a specially designated interest-bearing account that resides on the books of our Cayman Islands branch. Customers receive daily notifications that provide an accurate, detailed summary of their daily investments and interest rate earned. Premium Investment Sweep Accounts are backed by the good faith and credit of BancorpSouth.

BENEFITS:

• Provides additional investment income
• Increases control of idle bank balances
• Convenience of one account for checking and investing
• Funds remain liquid
• Bank monitors account and automatically invests excess collected balances each day
• Daily confirmation statements (REPO) / notifications (PISA)
• Safe investment account options